Pediatric dentist insurance - Here's how: We'll assume you have a PPO dental plan that covers major procedures at 50%, you're past the waiting period, and your dentist's customary fee for the treatment is $2,000. With a 35% in-network discount, the fee goes down to $1,300. After paying your $50 deductible, the insurance company pays half of the remaining $1,250 charge, and ...

 
Pediatric dentists are the pediatricians of dentistry. A pediatric dentist has two to three years specialty training following dental school and limits his/her practice to treating children only. Pediatric dentists are primary and specialty oral care providers for infants and children through adolescence, including those with special health needs.. Schy etf

2401 Wooten Blvd SW, F, Wilson, NC 27893. Dr. Shannitta Bridgers is a pediatric dentist at Highland Pediatric Dental in Fayetteville, SC. Besides treating dental conditions, she educates her young patients on the importance of proper dental health and dispenses practical advice on maintaining dental hygiene. Dr.Insurance and Payment Options by Kidiatric Dental & Orthodontics Pediatric Dentist Dr. Walter Villanueva, a Gilbert AZ 85296 dentist.A high-deductible health insurance plan with an associated Health Savings Account (HSA) lets you take advantage of lower premiums and stash away pretax dollars to pay your deductible or health and dental expenses that aren't covered by medi...At Wash Park Pediatric Dentistry, we are proud to be in-network with several providers, including UnitedHealthcare, Guardian, MetLife, Carington, and more. To ...Insurance basics. BACK; Medicare; New hires; Healthy living. BACK; Healthy living; GEHA blog. BACK; Health and wellness ... Dental questions: 877.434.2336. Find Care. Find Care 2023 Search providers who are in-network through December 31, 2023. Search 2023 providers. Find Care 2024 ...Dr. Elizabeth McMichael, DDS. 56.5 mi from Boydton, VA. Dentist. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. 5.00. 7 verified reviews. Dr. McMichael grew up in Raleigh, North Carolina. Both of her parents are Army Veterans, so she traveled the world as a child. After graduating from high school in 2005, she served in multiple roles ...833-901-1364 (TTY: 711) Home. Individual & Family Plans. Dental Insurance. Dental Family PPO Insurance.Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. We offer a variety of ...If you work or worked for the federal government, you may be eligible for a dental plan from the Government Employees Health Association (GEHA), a non-profit insurance provider that offers medical and dental coverage for current and former ...Multiple financing and Insurance options are available at Humble Kids Dentistry in Humble, TX for affordable orthodontic care.As pediatric dentists, our 2-3 years of additional training after dental school has prepared us for the unique dental needs of each child we serve. ... Dental Insurance; Affiliated Specialists. Learn More Affiliated Specialists; Newtown Square Address. 4659 West Chester Pike Newtown Square, PA 19073 Phone. 484-444-0700. Fax.It is our goal to provide the highest quality of service to you and your child. We accept dental insurance and we are very happy to be the preferred [email protected]. 379 5th Ave. Brooklyn, NY 11215, US. Contact Park Slope Office Book Online.The national network of Delta Dental companies protects more smiles than any other insurance company. ... Pediatric Dentist - miles away. CHRISTUS SANTA ROSA HEALTHCARE CORP 333 N SANTA ROSA STE 3601 SAN ANTONIO, TX 78207 (210) 704-2206. Delta Dental Premier ...Whether your child needs a dental check-up or extensive treatment, our team will help you find the options that work best for you. We offer several financial ...A high-deductible health insurance plan with an associated Health Savings Account (HSA) lets you take advantage of lower premiums and stash away pretax dollars to pay your deductible or health and dental expenses that aren't covered by medi...Welcome to Stellar Kids Dentistry, where we provide caring pediatric dental care— always with a smile. Come pay us a visit! Follow; Follow (425) 341-7827 (425) 341-7827; Home; About Us; Our Services; ... Please …Enter a zip code to search for dental care professionals in your area. You can further filter the search results by adding a specific dentist’s name and/or the type of dental specialist you wish to see. ZIP Code. Dentist Type. Dentist Last Name. Distance From ZIP*. 5 10 20 50. Nominate a Dentist. You are entitled to obtain a detailed understanding of additional services or assistance that the provider (s) office is able to offer in support of the patient's specific needs under the Federal American with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973. federal dental plan,Blue Dental ...Find a Dentist. Choose a dental network from the list below to search for a dentist. If your Blue Cross and Blue Shield of Texas plan includes pediatric dental coverage, choose "BlueCare Dental SM " as your network. To find out if your plan includes pediatric dental coverage, please check your Summary of Benefits and Coverage (SBC). Find a dentist in your area using any device: Go to Find a dentist; Enter your address, city or ZIP code; Select your network from the drop-down list; Choose Find a dentist; Narrow your results by selecting Refine search on the results page; Don’t know your network? Log in to your account and choose Find a dentist to search your own plan's ...Welcome to Stellar Kids Dentistry, where we provide caring pediatric dental care— always with a smile. Come pay us a visit! Follow; Follow (425) 341-7827 (425) 341-7827; Home; About Us; Our Services; ... Please …Apr 22, 2022 · What We Cover. Dental services. Children under 21. Adults 21 and Over. SoonerCare Traditional and Expansion Adult. Preventive (dental cleanings and fluoride), Restorative (silver and tooth colored fillings), Full and partial dentures, Extractions, Root canals and Crowns. Preventive (dental cleanings and fluoride), Restorative (silver and tooth ... Dr. Kim loves practicing orthodontics and looks forward to coming to the office every day. He is dedicated to providing the most up-to-date treatments available to his patients and has extensive experience utilizing either braces or Invisalign. Learn more about Dr. Raymond Kim. Freehold Office. 732-625-8080.Prepare for your child's first visit to Treehouse Pediatric Dentistry with patient forms, scheduling procedures, and insurance and financing policies.For a routine eye exam, just call and make an appointment with one of the many Davis Vision providers. Remember, the pediatric vision benefits listed above are available to your family members up to age 19 for no additional charge to your monthly premium. To locate a vision care provider, contact Davis Vision at 800-783-5602 or search our ...Enter a zip code to search for dental care professionals in your area. You can further filter the search results by adding a specific dentist’s name and/or the type of dental specialist you wish to see. ZIP Code. Dentist Type. Dentist Last Name. Distance From ZIP*. 5 10 20 50.Call for Oral Surgery: 512 206 2929. Call for Orthodontics: 512 420 8889. Call for Pediatric Dentistry: 512 676 4444. REQUEST AN APPOINTMENT. Lone Star Pediatric Dental & Braces in Austin, TX is happy to take multiple forms of insurance and assist you in getting maximum coverage!30 Okt 2023 ... Dental Memberships do need to make sense for you as the patient, so they should feature great benefits to encourage your loyalty. Dental ...Dental insurance helps you plan for the costs of dental care. Find individual dental insurance plans near you with budget-friendly coverage options and get a quote.Compare dental insurance plans from Florida Blue. Each of our affordable dental plan options gives you the quality coverage you need to stay healthy. Find a Dentist. Member Login. Search. Español ... PEDIATRIC (AGE 0-18) Monthly premium. 11.99 (plus $35 enrollment fee) Deductible. None.Thanks to recent advances in dental technology, it’s possible for dentists to create close replicas of teeth that can be implanted into a patients mouth. The cost of teeth implants will vary depending on where they are done and how many tee...For a routine eye exam, just call and make an appointment with one of the many Davis Vision providers. Remember, the pediatric vision benefits listed above are available to your family members up to age 19 for no additional charge to your monthly premium. To locate a vision care provider, contact Davis Vision at 800-783-5602 or search our ...Find A Dentist in Wisconsin. Web Policies and Important Links. Centers for Medicare & Medicaid Services. 7500 Security Boulevard Baltimore, MD 21244. 1-877-KIDS-NOW. iKids Pediatric Dentistry and Orthodontics has several convenient locations across northeast Texas. No matter where you live, our caring pediatric specialists and cast members will ensure that your family enjoys healthy and happy smiles for many years to come! We are proud to provide high-quality dental services with the best pediatric …Nominate a Dentist. You are entitled to obtain a detailed understanding of additional services or assistance that the provider (s) office is able to offer in support of the patient's specific needs under the Federal American with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973. federal dental plan,Blue Dental ... Our Accepted Insurances · Aetna · Anthem · Careington · Cigna PPO · Dentegra PPO · Guardian PPO · MetLife PPO · United Concordia PPO ...On average, patients who use Zocdoc can search for a Pediatric Dentist who takes Molina Healthcare insurance, book an appointment, and see the Pediatric Dentist within 24 hours. Same-day appointments are often available, you can search for real-time availability of Pediatric Dentists who accept Molina Healthcare insurance and …Find & Download Free Graphic Resources for Pediatric Dental Insurance. 95000+ Vectors, Stock Photos & PSD files. ✓ Free for commercial use ✓ High Quality ...We make every effort to keep down the cost of your child's dental care. Our fees are competitive with those of other pediatric dentists in the Greater Boston ...Your dentist is an important health partner, helping ensure that you maintain good oral health. Finding a dentist that accepts your insurance will help you choose a provider that gives you affordable services.Dr. Elizabeth McMichael, DDS. 56.5 mi from Boydton, VA. Dentist. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. 5.00. 7 verified reviews. Dr. McMichael grew up in Raleigh, North Carolina. Both of her parents are Army Veterans, so she traveled the world as a child. After graduating from high school in 2005, she served in multiple roles ...Learn more about appointment scheduling, finances and insurance. Questions? Call our office at 262-780-9996.What type of insurance do you take? We take Delta Dental, Healthy Families, Healthy Kids and Medi-cal insurances. If you have private dental insurance, we ...A guide to dental insurance for infants and children When a child is born, getting medical coverage is a priority. But it’s also important to have dental insurance, too. This guide to dental insurance for children helps provide everything you need to know. When and why to get coverage Office Hours. Mondays – Thursday: 9:00 AM – 4:00 PM. (Friday admin hours only) Occasional Fridays: 9:00 AM to 1:00 PM. We are so happy to welcome you into our dental family! Our pediatric dentists Dr. Stacey Zaikoski and Dr. Angela Cook specialize in pediatric dentistry.Oct 13, 2023 · Depending on your financial resources, costs for going to the dentist without insurance can be really expensive. You can have a look at these costs for a better idea. Professional teeth cleaning: $75–$200. Deep cleaning: $150–$350. Root canal treatment: $700–$1,000. Tooth extraction: $75–$800. At Pediatric Dentistry of Central Georgia in Warner Robins and Macon, Ga, we provide a fun, relaxed, family atmosphere for children’s dental care. 478-333-3636 [email protected] La caries dental es la enfermedad crónica infantil número uno en los Estados Unidos. El 40 por ciento de los niños tiene caries cuando comienzan kínder. Los problemas de salud …The Centers for Medicare & Medicaid Services (CMS) is committed to improving access to dental and oral health services for children enrolled in Medicaid and CHIP. We have been making considerable in our efforts to ensure that low-income children have access to oral health care. From 2007 to 2011, almost half of all states (24) achieved at least ... GENTLE DENTAL OF OREGON PC. 1050 SW 6TH AVE STE 222 PORTLAND, OR 97204. (503) 444-9153. Delta Dental PPO accepting new patients. Delta Dental Premier accepting new patients. Evening Hours, Early Morning Hours.Doc Bresler’s Cavity Busters was founded in 1982 by David A. Bresler DDS, a Board-Certified Pediatric Dentist. Since 1982, his practice has grown into 8 incredible, exciting, and colorful locations. His legacy now has 38 dentists and over 250 amazing staff members. It has become one of the largest children’s dental practices in Pennsylvania. We participate with many insurance plans including, but not limited to: Delta Dental PPO; United Concordia; Cigna; Ameritas; CSEA; United HealthCare; Lincoln ...120 Dental Cir, Chapel Hill, NC 27599. Dr. Rocio B. Quinonez is an endodontist by profession. Based in Chapel Hill, NC, she is currently associated with UNC Health and specializes in pediatric dentistry. Dr. B. Quinonez earned her dental degree from the University of Manitoba.Nov 28, 2023 · 2401 Wooten Blvd SW, F, Wilson, NC 27893. Dr. Shannitta Bridgers is a pediatric dentist at Highland Pediatric Dental in Fayetteville, SC. Besides treating dental conditions, she educates her young patients on the importance of proper dental health and dispenses practical advice on maintaining dental hygiene. Dr. The stand-alone pediatric dental plans available through the New Jersey marketplace will comply with the ACA’s pediatric dental coverage rules. This means out-of-pocket costs for pediatric dental care will not exceed $375 per child in 2023 (or $750 for all the children on a family’s plan), and there is no cap on medically-necessary pediatric dental benefits.Pediatric dental patients who take advantage of their dental insurance coverage enjoy better oral health and long-lasting smiles -- so choose the in-network ...Exchanges must offer pediatric dental insurance, either via coverage that is embedded in the medical plans, or in separate stand-alone plans. In most states, however, enrollees are not required to have pediatric dental coverage if they buy a health plan through the exchange, even if there are children on the policy, as long as there are stand ...The Children’s Health Insurance Program (CHIP) offers low-cost or no-cost coverage for infants, children and teens. It's designed to help children get the care they need as they develop. Each state runs its own CHIP program, and Medicaid helps pay for it. Your state will have specific rules about who qualifies and what's covered.Dr. Elizabeth McMichael, DDS. 56.5 mi from Boydton, VA. Dentist. 807 Spring Forest Rd, Ste 600, Raleigh, NC 27609. 5.00. 7 verified reviews. Dr. McMichael grew up in Raleigh, North Carolina. Both of her parents are Army Veterans, so she traveled the world as a child. After graduating from high school in 2005, she served in multiple roles ...Kiddsmiles always sends a pre-approval for any dental treatment that your child may need to have prior to the treatment. When your insurance carrier receives ...This resource is designed exclusively for HUSKY Health members and includes information that can impact your oral health and overall health and well-being. The Connecticut Dental Health Partnership is the Dental Plan for HUSKY Health and is administered by BeneCare Dental Plans under a contract with the CT Department of …On average, patients who use Zocdoc can search for a Pediatric Dentist who takes Anthem Blue Cross insurance, book an appointment, and see the Pediatric Dentist within 24 hours. Same-day appointments are often available, you can search for real-time availability of Pediatric Dentists who accept Anthem Blue Cross insurance …What We Cover. Dental services. Children under 21. Adults 21 and Over. SoonerCare Traditional and Expansion Adult. Preventive (dental cleanings and fluoride), Restorative (silver and tooth colored fillings), Full and partial dentures, Extractions, Root canals and Crowns. Preventive (dental cleanings and fluoride), Restorative (silver and tooth ...If you or your child do not have dental insurance benefits, it is still possible for your child to receive quality dental care. That's why we offer several ...Mar 10, 2021 · Once approved, you may use your coverage at any private dentist who takes Medicaid. About 43 percent of U.S. dentists accept Medicaid, but be sure to ask before making an appointment for your ... 120 Dental Cir, Chapel Hill, NC 27599. Dr. Rocio B. Quinonez is an endodontist by profession. Based in Chapel Hill, NC, she is currently associated with UNC Health and specializes in pediatric dentistry. Dr. B. Quinonez earned her dental degree from the University of Manitoba.White Oak Pediatric Dentistry is accepting new patients for dental care in the Newnan area! Call today and schedule your child's appointment! 470-414-13502401 Wooten Blvd SW, F, Wilson, NC 27893. Dr. Shannitta Bridgers is a pediatric dentist at Highland Pediatric Dental in Fayetteville, SC. Besides treating dental conditions, she educates her young patients on the importance of proper dental health and dispenses practical advice on maintaining dental hygiene.Pediatric dental patients who take advantage of their dental insurance coverage enjoy better oral health and long-lasting smiles -- so choose the in-network ...Enter a zip code to search for dental care professionals in your area. You can further filter the search results by adding a specific dentist’s name and/or the type of dental specialist you wish to see. ZIP Code. Dentist Type. Dentist Last Name. Distance From ZIP*. 5 …After completing dental school, pediatric dentists receive years of additional training dedicated only to serving children in order to become board-certified pediatric dentists. Less than 1% of all dentists go through the process of becoming board-certified and our specialists have taken their education even further by attaining Diplomate status with the …Maximize your dental insurance benefits with the help of The Dental Specialists Pediatric Dentistry knowledgeable team and our trusted dentist for kids in ...Dr. Christi Michelle Davis. Pediatric Dentistry, General Dentistry. 1. 2406 Blue Ridge Rd Ste 200 Ste 210, Raleigh, NC 27607 3.19 miles. Dr. Davis works in Raleigh, NC and 2 other locations and specializes in Pediatric Dentistry and General Dentistry. CF. Absolute Dental has multiple Las Vegas locations with professionals specializing in dental care for infants, children, and teens. Call (844) 8-SMILE-NOW or fill out the form to make an appointment for your child today! Home » Dental Services » Nevada Dental Services » Las Vegas » Pediatric Dentistry.Oct 18, 2023 · The average cost of dental insurance for an individual adult is $350 per year. Children’s dental plans are generally less expensive on average. You can also get dental coverage for you and your ... Just Kids Pediatric Dentistry has been providing comprehensive dental treatment and services for children and young adults in Fremont and the East Bay Area for more than 30 years. Dr. Jonathan Chang and his staff provide each child with a pleasant experience while delivering the dental care they need to keep their smiles healthy.2401 Wooten Blvd SW, F, Wilson, NC 27893. Dr. Shannitta Bridgers is a pediatric dentist at Highland Pediatric Dental in Fayetteville, SC. Besides treating dental conditions, she educates her young patients on the importance of proper dental health and dispenses practical advice on maintaining dental hygiene.The groundbreaking Children's Program partners with Oregon dentists, the Oregon Educators Benefit Board and Moda Health to provide care for uninsured 6 to ...Dr. Kim loves practicing orthodontics and looks forward to coming to the office every day. He is dedicated to providing the most up-to-date treatments available to his patients and has extensive experience utilizing either braces or Invisalign. Learn more about Dr. Raymond Kim. Freehold Office. 732-625-8080.Si estás buscando una clínica dental para niños en donde los dentistas pediátricos les den el cuidado necesario y se sienta en un ambiente seguro y cómodo, …What We Cover. Dental services. Children under 21. Adults 21 and Over. SoonerCare Traditional and Expansion Adult. Preventive (dental cleanings and fluoride), Restorative (silver and tooth colored fillings), Full and partial dentures, Extractions, Root canals and Crowns. Preventive (dental cleanings and fluoride), Restorative (silver and tooth ...Our office is committed to helping patients maximize their dental benefits. Because insurance policies vary greatly, we can estimate your coverage, but cannot ...Pediatric Dentistry of Kingston are dedicated to helping all children achieve a lifetime of healthy smiles. Take a look at who we are! 845-514-2255 schedule appointment. ... Cannot be combined with insurance or other discounts. Must pay in full at time of service. Offer expires December 31, 2023. $3,995 Comprehensive/Full Mouth Orthodontic Special.We are a comprehensive pediatric dental and orthodontic specialty office for infants, children, adolescents, and adults. All of our doctors work seamlessly together and continuously search for improved, preventive, more natural, and less invasive modes of treatment. Their approach to dental health and maintenance is quite unique, combining ...Best Pediatric Dentists in New York, NY - Kids Only Dental, Lumia Dental, Gramercy Pediatric Dentistry, Bitesize Pediatric Dentistry - Williamsburg, Tanya Vaysman, Sky Dental, Pediatric Dentists NYC, PC, Kidz Smile Pediatric Dentistry, Brooklyn Heights Pediatric DentistryConcord Pediatric Dentistry specializes in helping children develop oral hygiene habits and attitudes that will last a lifetime. Our practice provides many treatment options for helping your family successfully meet the dental needs of your child. We are located at 580 Woodhaven Place NW, Concord, NC 28027.2401 Wooten Blvd SW, F, Wilson, NC 27893. Dr. Shannitta Bridgers is a pediatric dentist at Highland Pediatric Dental in Fayetteville, SC. Besides treating dental conditions, she educates her young patients on the importance of proper dental health and dispenses practical advice on maintaining dental hygiene. Dr.Dental Insurance For Kids Take care of your kids’ teeth today so they can enjoy a healthy smile for a lifetime. Beginning Care According to the American Dental Association, pediatric dental care should begin after your child’s first tooth appears and before your child’s first birthday.844-707-5437. Book Now. Medi-Cal Dental. Locations. Services. About Us. Your Visit. Patient Resources. The first thing I thought of when I walked through the door was WOW.Kirkland, WA. 4.33. 6 verified reviews. Dr. Zalak Daftary completed her dental training at University of Southern California. Dr. Daftary performs a wide variety of dental services but is best known for her gentle touch and a calm, empathetic demeanor. Her highest priority is making sure that the needs and comfort of her patients are always met.

Grow your dental practice. We’re one of the nation’s largest dental insurance providers, covering more than 8 million members, because we believe in helping you do what you do best: provide quality dental care to your communities. You’re committed to helping patients. We’re committed to helping you.. Oanda mt4 mac

pediatric dentist insurance

Enter a zip code to search for dental care professionals in your area. You can further filter the search results by adding a specific dentist’s name and/or the type of dental specialist you wish to see. ZIP Code. Dentist Type. Dentist Last Name. Distance From ZIP*. 5 …Many people dream of having a perfect smile, but misaligned teeth can prevent that from becoming a reality. Braces help straighten teeth but are notoriously expensive — even more so if you don’t have dental insurance. If you need braces wit...Insurance information. 727 US 31 W Bypass, Suite 101 · Bowling Green 42101 ...Our Accepted Insurances · Aetna · Anthem · Careington · Cigna PPO · Dentegra PPO · Guardian PPO · MetLife PPO · United Concordia PPO ...Families will receive more detailed information from their child's dental plan once enrolled. Florida Healthy Kids dental plans include: Preventive Services.El seguro dental de Bci Seguros cuenta con coberturas en prevención de enfermedades, atención de urgencias, rehabilitación, periodoncia, endodoncia, operatorio, cirugías …Contact. University of Minnesota Pediatric Dental Clinic. 515 Delaware St. SE. 6th Floor - Moos Tower. Minneapolis, MN 55455. Phone: 612-625-7171. The University of Minnesota pediatric dental clinic in Moos Tower serves children ages 1 through 15. The School of Dentistry also has an advanced pediatric clinic on West Bank specially tailored for ...Right now, of the 257,000 children without coverage, 147,000—more than half—qualify for free or low-cost health and dental coverage through Florida KidCare. During Children’s Dental Health Month, I am asking that if your child or grandchild does not have dental insurance – please join the nearly 2.5 million Florida KidCare families ... With cleanings twice a year, X-rays and other routine care, dental costs can add up in a year — and that’s before adding the cost of possible emergency care. Dental insurance is a good way to bring your out-of-pocket costs down so you can a...It’s common to see dental plans that fully cover the cost of preventive care, including routine exams, cleanings, X-rays, and sealants from in-network providers. But some plans – especially those with very low premiums – will have out-of-pocket costs for these services. You’ll want to look at the details of each plan to make sure you ... Find a Dentist. Choose a dental network from the list below to search for a dentist. If your Blue Cross and Blue Shield of Illinois plan includes pediatric dental coverage, choose "BlueCare Dental (Traditional National PPO)" as your network. To find out if your plan includes pediatric dental coverage, please check your Summary of Benefits and ...Health Insurance Basics Benefits & Coverage Health Insurance Premiums Copays Coinsurance & Deductibles ... Dental Blue Options, Federal Employee Program, Pediatric Dental, SimplyBlue Plus Dental, & SmileSaver Search Local Dentists Medicare and Dual Special Needs Plan (D-SNP) Find a Dentist for Medicare Blue Choice Option, HMOBlue ...Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. We offer a variety of ...El seguro dental de Bci Seguros cuenta con coberturas en prevención de enfermedades, atención de urgencias, rehabilitación, periodoncia, endodoncia, operatorio, cirugías …Insurance basics. BACK; Medicare; New hires; Healthy living. BACK; Healthy living; GEHA blog. BACK; Health and wellness ... Dental questions: 877.434.2336. Find Care. Find Care 2023 Search providers who are in-network through December 31, 2023. Search 2023 providers. Find Care 2024 ...Insurance . Pediatric Dentistry Limited is in-network with several major insurance companies such as Blue Cross Dental and Delta Dental. In addition, there are dozens of smaller insurance carriers that we work closely with. Our office is happy to file your insurance for you. We will make every effort to assure you receive maximum benefits..

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